Singapore’s $1,080 Senior Payout in 2025: Check Your Eligibility & Payment Status
Singapore has always prioritized the well-being of its elderly citizens, and in 2025, the government is stepping up support with two major financial schemes—the Assurance Package (AP) Seniors’ Bonus and the Silver Support Scheme (SSS). Combined, these payouts could give eligible seniors up to $1,080 or more, depending on their circumstances.
If you or a loved one qualifies, here’s everything you need to know—from eligibility rules to payment dates—so you don’t miss out.
1. What Is the Assurance Package (AP) Seniors’ Bonus?
The Assurance Package (AP) was introduced to help Singaporeans manage rising costs, especially with the GST increase. As part of this initiative, seniors aged 55 and above in 2025 will receive a one-time cash bonus.
Who Qualifies?
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Must be a Singapore citizen
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Age 55 or older by 2025
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Living in Singapore
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Own no more than one property
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Annual income (2022) not exceeding $34,000
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Home annual value (AV) not above $31,000 (as of December 31, 2023)
How Much Will You Get?
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Aged 55-64: 200to250
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Aged 65+: 200to300
The payout is expected in February 2025, deposited directly into your bank account if you have registered for PayNow-NRIC or GIRO. If not, you’ll receive a GovCash voucher that can be withdrawn at OCBC ATMs.
2. Silver Support Scheme (SSS) – Quarterly Cash for Low-Income Seniors
While the AP is a one-time bonus, the Silver Support Scheme (SSS) provides long-term quarterly cash support for seniors with limited retirement savings.
Who Qualifies?
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65 years or older in 2025
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Low CPF contributions (below $140,000 by age 55)
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No private property ownership (only one HDB flat allowed)
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Household income per person ≤ $2,300/month
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Lives in a 1- to 5-room HDB flat
How Much Will You Get?
The payout depends on your housing type and income:
| HDB Flat Type | Household Income (Per Person) | Quarterly Payout |
|---|---|---|
| 1- or 2-room | ≤ $1,500 | $1,080 |
| 1- or 2-room | 1,501−2,300 | $720 |
| 3-room | ≤ $1,500 | $720 |
| 3-room | 1,501−2,300 | $480 |
| 4- or 5-room | ≤ $1,500 | $360 |
The first payment for 2025 will be made on December 31, 2024, followed by quarterly deposits.
3. How Will You Receive the Money?
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PayNow-NRIC / Bank GIRO: Fastest method (auto-credited)
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GovCash: For those without bank accounts (withdraw at OCBC ATMs)
You’ll receive an SMS or letter before payment. If you’re unsure about your eligibility, check via Singpass closer to the payout date.
4. Additional Support for Seniors in 2025
Beyond these schemes, the government offers extra help:
✅ Matched Retirement Savings Scheme (MRSS) – Get 1−for−1 matching (up to $2,000/year) when you top up your CPF.
✅ Matched MediSave Scheme (2026-2030) – Coming soon, this will match up to $1,000/year in MediSave contributions.
✅ Silver Housing Bonus – Seniors who downsize can receive up to $40,000 if they top up their CPF Retirement Account with the sale proceeds.
Final Thoughts: Don’t Miss Out!
For eligible seniors, these payouts can make a real difference—especially with rising living costs. If you qualify, ensure your contact and bank details are updated to avoid delays.
Key Dates to Remember:
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AP Seniors’ Bonus: February 2025
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SSS Payouts: Quarterly (first payment on Dec 31, 2024)
To check your status, log in to Singpass or visit go.gov.sg/silver-support for updates.
Singapore’s elderly support system is robust, but it’s up to you to stay informed and claim what you’re entitled to. If in doubt, ask a family member for help or visit a Community Centre for assistance.
Every dollar counts—make sure you get yours!