The 2025 relief package, under the Assurance Package (AP) and Majulah Package, addresses inflation, healthcare, and retirement challenges with SGD $1.9 billion for AP Cash Payouts. It includes:
- AP Cash Payouts: SGD $700–$2,250 (2022–2026).
- MediSave Top-Ups: For medical expenses.
- Retirement Savings Bonuses: CPF boosts for seniors.
Assurance Package (AP) Cash Payouts
The AP Cash Payout (2022–2026) benefits 2.9 million Singaporeans aged 21+, with SGD $200–$600 in Dec 2024 (2025 reference year).
Payout Structure (2022–2026)
| Year | Reference | AI ≤ $34,000, ≤ 1 Property | AI $34,001–$100,000, ≤ 1 Property | AI > $100,000, ≤ 1 Property | > 1 Property |
|---|---|---|---|---|---|
| Dec 2022 | 2023 | $200 | $150 | $100 | $100 |
| Dec 2023 | 2024 | $600 | $350 | $200 | $200 |
| Dec 2024 | 2025 | $600 | $350 | $200 | $200 |
| Dec 2025 | 2026 | $600 | $350 | $100 | $100 |
| Dec 2026 | 2027 | $250 | $150 | $100 | $100 |
| Total | $2,250 | $1,350 | $700 | $700 |
Key Details
- Purpose: Offset costs (e.g., groceries, transport).
- Eligibility:
- Singapore citizens in Singapore, aged 21+ in 2025.
- AI (YA 2023, income 2022) ≤ SGD $100,000.
- Own 0–1 property.
- Dual citizenship holders ineligible (contact ICA).
- AI: Income minus expenses/donations (e.g., $35,000 – $5,000 = $30,000). Check iras.gov.sg.
- Examples:
- AI $25,000, 3-room HDB: $600.
- AI $70,000, 1 condo: $350.
- AI $120,000 or 2 properties: $200.
MediSave Top-Ups
General MediSave
- Who: 1.4 million citizens.
- Amount: SGD $300–$500, May 2025.
- Purpose: Hospital stays, outpatient treatments, MediShield Life.
- Example: SGD $60,000 income, 5-room HDB: $400.
Majulah Package for Seniors
- Who: Born ≤ 1973, home AV ≤ SGD $31,000, ≤ 1 property.
- Amount: SGD $1,250–$2,000, Oct 2025.
- Purpose: Offset MediShield Life premium hikes.
- Example: 65-year-old, 3-room HDB: $2,000.
Retirement Savings Bonus
- Who: 800,000 seniors born ≤ 1973.
- Amount: SGD $1,000–$1,500, May 2025.
- Purpose: Boost CPF for retirement.
- Example: 60-year-old, SGD $50,000 CPF RA: $1,500.
Payment Timeline
| Benefit | Recipients | Amount | Date |
|---|---|---|---|
| AP Cash | Aged 21+ | $200–$600 | Dec 2024 |
| General MediSave | 1.4M citizens | $300–$500 | May 2025 |
| Majulah MediSave | Born ≤ 1973 | $1,250–$2,000 | Oct 2025 |
| Retirement Bonus | Born ≤ 1973 | $1,000–$1,500 | May 2025 |
Disbursement
- AP Cash: PayNow (early Dec), bank accounts (mid-Dec, details by Nov 27, 2024), GovCash (OCBC ATMs).
- MediSave/CPF: Direct to CPF accounts.
Tip: Link PayNow by Nov 2024.
Verifying Eligibility
- Check govbenefits.gov.sg with Singpass.
- View AI at iras.gov.sg (myTax Portal, YA 2023).
- Appeal via Ministry of Finance or 1800-222-2888.
Notifications & Scams
- Notifications: SMS (“gov.sg”) or letters.
- Scams: No links/data requests. Verify at govbenefits.gov.sg or 1800-222-2888. Report to 1799.
Additional Support
- U-Save: SGD $760 (FY2025, HDB households).
- CDC Vouchers: SGD $400 (hawkers/supermarkets).
- Seniors’ Bonus: SGD $600–$900 (55+, income ≤ SGD $34,000).
- S&CC Rebates: Up to 3.5 months (HDB).
Conclusion
The 2025 payouts ensure relief, healthcare, and retirement security. Verify eligibility, link PayNow, and stay scam-aware. Visit gov.sg or 1800-222-2888.
FAQs
- Who qualifies for AP Cash?
Citizens aged 21+ in 2025, AI ≤ SGD $100,000 (YA 2023), 0–1 property. - How is AI calculated?
Income minus expenses/donations (e.g., $35,000 – $5,000 = $30,000). Check iras.gov.sg. - What if I have dual citizenship?
Foreign citizenship holders ineligible. Contact ICA. - How to receive AP Cash?
Dec 2024: PayNow (early Dec), bank (mid-Dec, details by Nov 27), GovCash. - How to avoid scams?
Verify at govbenefits.gov.sg or 1800-222-2888. Official SMS (“gov.sg”); no links. Report to 1799.