As Singapore faces the ongoing effects of global inflation and higher daily expenses, Budget 2025 rolls out a $760 cost-of-living support package.
This initiative is carefully crafted to help Singaporean families—especially those in the lower- and middle-income groups—by reducing the pressure of household bills through an enhanced U-Save rebate system.

What Exactly Is the $760 Cost of Living Support?

Rather than a direct cash handout, the $760 assistance comes in the form of utility bill rebates. Distributed under the improved U-Save scheme, this rebate directly offsets electricity and water charges for eligible households. The support isn’t given all at once—instead, it’s spread evenly throughout the year and automatically deducted from utility bills. This format ensures that families benefit from consistent financial relief month after month.

How much each household receives depends on the size of their HDB flat. For example, families living in 1- or 2-room flats can get up to $760 annually, while those in larger 3- or 4-room flats receive slightly less, adjusted to reflect their utility usage and household needs.

Who Is Eligible to Receive This Rebate?

The requirements are simple. Households must live in HDB flats and include at least one Singaporean citizen. Additionally, they must not own more than one property, a condition intended to prioritize families in genuine financial need.

There’s no need for any separate application. If your household qualifies, the rebates will be credited automatically to your SP utilities account. The system is designed to be hassle-free and is expected to benefit more than 950,000 households across Singapore.

When Will the Rebates Be Given Out?

The $760 rebate will be issued in four parts over the financial year. Households will see utility bill credits in April 2025, July 2025, October 2025, and January 2026. Each installment will help reduce the upcoming utility bill, providing steady support over the year. This quarterly distribution helps households manage their monthly expenses better, especially during times of higher usage.

Other Cost-of-Living Relief Measures in Budget 2025

The U-Save rebates are just one part of a comprehensive support plan. Budget 2025 also includes relief for service and conservancy charges (S&CC). Households eligible for this will enjoy up to 3.5 months of waived fees, easing costs tied to essential services like estate cleaning, maintenance, and waste disposal.

Families can also expect to receive $800 in CDC vouchers—$500 in May 2025 and another $300 in January 2026. These digital vouchers are accepted at many local shops, hawker centers, and small businesses, making everyday purchases like food and groceries more affordable while supporting neighborhood retailers.

Support also extends to children and students. Each child under 13 will receive a $500 top-up to their Child Development Account. Students aged 13 to 16 will get the same amount added to their Edusave accounts, while those aged 17 to 20 will see the funds go into their Post-Secondary Education Account. This ensures that investments in education continue even during challenging times.

A Practical Lifeline in an Uncertain Economy

The $760 cost-of-living support is part of a broader national effort to help families stay afloat despite increasing costs. With rising utility rates, food prices, and inflation putting strain on many—especially seniors and households with young children—this support package offers targeted help where it’s needed most. By focusing on real-world needs like electricity, groceries, and education, the government’s aid is timely, thoughtful, and impactful.

Final Thoughts

Providing wide coverage and requiring no application process, the $760 cost-of-living support in 2025 brings more than just temporary help—it delivers ongoing peace of mind. As Singapore continues to adapt to global economic shifts, initiatives like these show the government’s dedication to resilience, fairness, and building a future where no one is left behind.